About Banque Du Caire 🏦
Founded in 1952, Banque du Caire is one of the oldest and largest Egyptian banks, providing its clients with an integrated and diversified package of banking services and products designed specifically to meet their needs, which in turn resulted in the bank receiving various awards over its six decades of operation. Banque du Caire succeeded in transforming itself into a leading financial institution through its diverse portfolio, including large, medium, small and micro companies in the Egyptian market. This is accomplished through its ever-growing network of branches and ATMs spread nationwide, and the team that includes a large number of the banking sector’s talents.
Through a network of 248 branches, 1640 ATMs spread nationwide, Banque du Caire serves a massive and diverse customer base of more than 3 million customers. This includes major corporations, prominent institutions, high net worth customers, and individual customers, including one million customers subscribed to digital services. Providing them with a package of the best banking services and products. The bank is also keen to continue its leadership as the banking institution of choice for customers, by expanding the digital banking services package, modernizing the bank’s infrastructure and operational systems, as well as developing the governance system in accordance with the best international standards.
Banque Du Caire Endless Opportunities…
Working at BDC is more than just a job…
At BDC you will work under the guidance of top notch smart minds in the industry who are keen to share their knowledge and learn from you. You will be amongst a diversified team enhancing creativity and innovation, where all voices are heard.
Values
In the light of our blazing phase escorted by our well-established “Code of Ethics”, you will have the opportunity to be part of our dream, working with colleagues from different backgrounds, exchanging knowledge, values and experiences. Diversity helps us boost our capacity for innovation, crack our problems and increase our productivity. When it comes to values, we are keen to use power for good through our CSR department nurturing social enterprises and protecting our environment.
Opportunities to grow within BDC
SMEs Business School (NAWAH).
Credit Academy.
Future Branch Manager.
Advanced Summer internships.
Competitive Benefits
To ensure our employees and their families’ well-being, we designed a very comprehensive and competitive benefits’ programs.
Competitive Compensations
We aim to stay competitive and paying for performance with keeping the internal and external equity.
Growth opportunities
We want our employees to grow …
We provide endless career opportunities for passionate bankers, exceling employees and emerging leaders to reach their full potential, growing within BDC family. We are seeking individuals who have the
ability and ambition to build their career with us. The sky is the limit when it comes to our training programs, we have a specialized team defining the demands of our employees, preparing them for upcoming challenges and fostering future leaders. We believe that our passionate employees are our prime investment. Join our SMEs Business School, our fast track promotion system, our annual skills development courses...etc.
About the job
Job Purpose:
Responsible for designing, implementing, and maintaining a
robust Management Information System (MIS) that delivers timely, accurate, and
actionable insights into the performance of consumer retail and microfinance
portfolios, supporting data-driven strategies and informed decision-making.
Responsible for the assessment and calculation of credit provisions for retail
and microfinance portfolios in accordance with IFRS 9 and Central Bank of Egypt
(CBE) guidelines, ensuring compliance with both international financial
reporting standards and local regulatory frameworks.
Job Responsibilities:
Analyze, prepare, and present retail and microfinance data
in the risk monthly report to the Chairman and CRO.
Monitor and analyze retail portfolio quality, identify trends,
and promptly report findings to senior management.
Analyze and report portfolio status against risk appetite,
tolerance levels, policies, and parameters.
Generate provisions for retail loans and microfinance in
compliance with CBE (Central Bank of Egypt) provisions and financial disclosure
requirements.
Generate provisions for retail loans and microfinance under
IFRS9 provisions and financial disclosure standards.
Prepare CBE reports and audit requirements related to CBE
provisions and IFRS9.
Provide requested reports or data to external rating
agencies, investors, and external borrowers.
Submit the budgeted ECL (Expected Credit Loss) for retail
and microfinance after coordinating with the Head of ERM and the Finance team.
Prepare stress tests for retail loans and microfinance
portfolios.
Calculate the Cost of Risk (COR) for retail and microfinance
products.
Undertake any other ad-hoc duties or activities related to
BDC as requested by management.
Job Qualifications:
Bachelor’s degree in a related field such as Data Science,
Computer Science, Statistics, or Business Analytics.
Minimum of 3 years in a comparable role.
Data Analytics certifications (e.g., Google Data Analytics,
Microsoft Data Analyst Associate) are preferred.